New Zealand Online Casino Payment Methods

As a New Zealander gambling on one of the countless covered sites, you have access to various online casino payment methods. The top-rated casinos in New Zealand offer their customers a broad range of secure and dependable payment solutions. You should always keep several banking alternatives available for depositing into your account and claiming any winnings that may arise.

1

JackpotCity JackpotCity
5.0/5.0

NZ$1600 deposit bonus

1500+

  • Jackpots
  • Credit Cards
  • Live

2

LeoVegas LeoVegas
5.0/5.0

100% up to $2000 + 150 FS

2300+

  • Crash & Mine
  • Sports
  • Jackpots

3

MrBet MrBet
4.9/5.0

NZ$2500 + 500 FS

1900+

  • Crash Games
  • Scratch Cards
  • Live

4

Stay Casino Stay Casino
4.9/5.0

NZ$5000 + 300 FS

1800+

  • Tournaments
  • VIP
  • Mini Games

5

Spin Casino Spin Casino
4.9/5.0

NZ$1000 deposit bonus

1550+

  • Live
  • Jackpots
  • Casino App

You have many payment methods if you are looking for an online casino. This guide will provide all the information you need about the available options: their sources and types of processing, speed limits and availability across different countries. With so much variety, deciding can be tricky – but we are here to help.

Table of Content

The choice of good payment systems by casino players

It is essential to select a suitable payment provider for your needs. While some are more fitting for hefty deposits, others may better suit minor transactions. Furthermore, although specific payment methods may seem fast and effortless, they could come with processing fees that cut into your profits from winnings. On the contrary, other online casino withdrawal options might take longer yet prove dependable in the long run. This guide will address issues concerning various casino payment providers; nonetheless, you can find a comprehensive overview in the graph below.

Popular Categories of Online Casino Payment Types

There are various approaches to online casino payments – from pay-by-phone services and debit cards to e-wallets, prepaid cards, direct bank transfers and beyond. To help you make an informed decision for your gaming needs, we have broken down the leading payment providers into their various categories below. We have also included some rare methods like offline cash payments or cryptocurrency that are beginning to emerge in this industry.

casino payment methods

Pay by Phone Casinos

Mobile phones have infiltrated New Zealand, with Kiwis constantly connected to their devices daily. In light of this trend, online casinos have adopted a mobile-first strategy by creating exceptional handheld casino experiences. Now you can enjoy thousands of slots, table games and live dealer games from anywhere – all in the palm of your hand. Moreover, for added convenience, quick and convenient mobile payments are also possible via contactless providers such as Apple Pay or phone bill deposits at pay-by-phone casinos.

  1. No credit card details are needed. With the growing security concern, many players need help sharing their financial information. For NZ online casinos, you do not have to compromise your safety anymore – now, with mobile phone bill payments, all you need is a valid payment verification, and that is it. No more worrying about providing sensitive credit card data; use your cell phone number instead and enjoy playing at any casino without ever stressing over privacy breaches again.
  2. No withdrawal opportunities. You can easily make deposits to your NZ gambling sites using mobile phone bill payments. However, the process of withdrawing funds is slightly different. It requires you to use bank transfer, credit card or e-Wallets – each requiring personal information that must be entered for a transaction to occur. This negates the advantage of not needing details when depositing with mobile pay, as its withdrawal counterpart involves some input.
  3. Small deposit amounts. With each phone and casino operator, there are regulatory limits on the user’s payments. Regarding paying via mobile bill payments, these restrictions include an upper limit of 10 NZD per transaction. Although unsuitable for high rollers looking to invest more significant sums, those wanting to make smaller deposits will find this perfect.

Apple Pay

With Apple Pay, you can effortlessly make contactless payments at point-of-sale transactions from your iPhone, Apple Watch, iPad or Mac. Not only is it accepted by merchants allowing contactless payments, but now an online casino allows this immensely convenient payment option. Head to a pay-by-phone casino and access the cashier section before depositing with Apple Pay. Your wallet will appear on the screen shortly after, where you have to verify via Touch ID – and voila. Payment is processed instantly so you can play your preferred real money casino games in no time.

Pay For It

Payforit offers a secure way to pay for your online subscription services with your mobile phone credit balance. Through PlayZee, one of only a few casinos that accept this payment method, you can top up and deposit money from your account directly onto your next bill. This innovative option makes it easier to fund an online casino account securely and conveniently.

Revolut

Revolut is an app created for the tech-inclined and provides many functionalities. Money transfers in numerous currencies are possible, and you can also withdraw cash with your prepaid debit card. Plus, budgeting services or cryptocurrency exchanges are accessible as well! When you are ready to gamble online, enter your Revolut card details at any pay-by-phone casino site – it is that easy.

Boku

New Zealand players seeking a fast, simple deposit solution must look at Boku. This option lets you replenish your account balance and add the expenditure to your upcoming cell bill – similar to Payforit. However, even though it is quick and convenient, be sure that you can pay for what is on the bill when due. Thus, use Boku as an ideal payment method if wanting speed without compromising convenience or security.

Zimpler

As an alternative to Boku and Payforit, Zimpler is particularly well-known in Germany, Sweden and Finland. Furthermore, the developers at Zimpler are gradually increasing their reach into new countries, such as New Zealand; consequently, we anticipate seeing this payment method available for casino websites soon.

Payments via e-wallet

In recent years, e-Wallet casinos have become increasingly popular with players because of the dependability, safety, and expediency this payment option offers. At these fast withdrawal casinos, you can choose from two or more eWallet selections for depositing funds.

In order to make sure that a casino site is reliable and secure, you can easily find PayPal casinos where you can deposit via PayPal. Similarly, when looking for Skrill casinos, Neteller Casino sites or ecoPayz casino sites, just know that these are some of the most safeguarded payment methods available in gambling today.

  1. E-Wallet payments are the most popular option in casino sites, and New Zealand online casinos always provide various deposit methods. Why? They are fee-free (in almost all cases) and credited to your account instantly. Plus, you can use them for some of the operator’s best bonuses. No wonder they have become so preferred – it is super convenient and offers superb value to players.
  2. If you want a speedy way to collect your winnings, then e-Wallet casino withdrawals are the ideal solution. It takes 0 – 24 hours at most NZ casinos to process payments, and once they are processed, you will get your money instantly deposited in PayPal, Skrill or Neteller accounts. You can find more information about withdrawal times on our website or by checking out the FAQ section of any given NZ casino’s website!
  3. No fees are typically associated when you deposit or withdraw to an NZ casino website via PayPal, Skrill, or Neteller. However, this is only sometimes the case with other payment methods – so if you want your money in/out of your account without any hidden costs, opting for one of these electronic wallet options is the way to go.

PayPal

Discover unparalleled protection, speed, convenience and mobility with the world’s most popular e-wallet – PayPal. Additionally, our website has created a page listing the top-rated NZ casinos that accept this payment method. Moreover, as a bonus for using PayPal at these online casinos, you may even be eligible to receive special bonuses or promotions.

popular casino payment methods

Neteller

Neteller, owned by Paysafe Group and strongly focuses on the NZ online casino market, is one of the most popular instant pay payment options for casinos. It is supported in almost all NZ gambling sites – however, do not expect to get any bonus when you make your initial deposit with it. If you are wondering how best to cash out bonuses from an online casino, using debit cards is always the best option, as they typically work well with claiming these rewards.

Skrill

Skrill is an incredibly handy and versatile e-wallet that allows fast deposits and withdrawals into your casino account. However, it is essential to remember that a fee will be charged if you withdraw from the Skrill wallet to your bank account. Additionally, since people have previously abused bonus schemes with anonymous services such as Neteller or Skrill, welcome bonuses cannot be availed using these wallets.

ecoPayz

ecoPayz is an excellent e-wallet option for making secure, fast transactions to online casinos. Although it may come with higher fees and different limits than Skrill or Neteller, its reliability makes the extra cost worthwhile.

Prepaid Card Payments

When seeking a reliable and secure online casino, exploring the payment portfolio of potential websites is an excellent way to guarantee safety. For example, Paysafecard Casino offers paysafe vouchers as an anonymous yet simple payment method without requiring credit card information or other personal details. In addition, if your desired website includes prepaid cards among its deposit options, you can be sure that this iGaming platform is well-protected and trustworthy.

  1. For those inclined to overindulge in gambling, having a prepaid card for casino deposits can provide the solution. By using Paysafe or other vouchers, players only deal with a set sum of money – such as buying one worth 20 NZD and setting that as their maximum budget. Once it has gone, there is no more access to funds, ensuring greater control than when infinite amounts were available in casinos.
  2. The drawbacks of Paysafe and other prepaid cards are apparent: there is no possibility to withdraw your winnings. All the potential benefits become moot if you cannot cash out with this payment platform. When it comes time for a payout, you will need to find an alternative option that can give access to your funds.
  3. With prepaid cards, your payments to the casino are safe and secure. Not only will they be credited instantly into your account so you can start betting on various games right away, but you will not have to provide any personal financial information such as credit card numbers or bank accounts – making it one of the most reliable payment options around!

Paysafecard

If you are looking for an easy and secure way to instantly fund your online casino account, Paysafecard is the perfect option. This prepaid card can be purchased at any supermarket, petrol station or newsagent in New Zealand. Once the voucher code on the card has been entered into a payment form, funds will immediately appear in your account, ready for gaming action.

Debit and credit card payments

If you are a Kiwi looking to gamble online, Visa, Mastercard, and Amex are the perfect payment methods. These three credit cards can be found on practically any gaming platform and have become increasingly popular among gamblers worldwide. In addition, debit card casinos seem among the most successful gambling platforms today.

  1. Credit and debit cards are the most widely accepted payment methods by online casinos in New Zealand. If you have ever felt frustrated because your preferred payment provider needed to be acknowledged, then rest assured, almost any NZ casino site will have a credit/debit card listed as a deposit method! You can now confidently prepare to play with the ease of depositing anywhere that accepts these forms of payments.
  2. Fund protection is a significant advantage when using credit and debit cards. Suppose you are unsatisfied with the services or something goes wrong during your transaction. In that case, you can easily ask for a chargeback or refund – convenient and speedy compared to other payment systems. Plus, if there is evidence that the casino site is not legitimate after making a credit card deposit, asking for a refund from your provider can be arranged quickly and effortlessly.
  3. Depending on the casino, a fee might be applied to credit card and debit card deposits or withdrawals. So if you are considering using your credit cards for payment, it is essential to read through the terms of each casino prior to making any transfers. This ensures that you do not come across any hidden fees.

Visa

Visa is the leading payment provider in New Zealand, powering up to 30,000 transactions each second through its data centre based in London. So you can tap into instant deposits with robust transaction limits, and all of the country’s top banks – HSBC, Lloyds Bank and Barclays- offer debit cards that use Visa as their primary casino payment option.

VISA Electron

Unlike a typical Visa debit card, a Visa Electron card requires you to have the necessary money in your account beforehand. This means that overspending is an impossibility with this type of payment method. It may not be accepted everywhere like regular debit cards are, but it is still accessible at most locations.

MasterCard

Are you looking for a competitive payment provider to Visa? Look no further than Mastercard. It is just as reliable and globally present, but it has yet to reach the same level of familiarity within New Zealand. The key issuers of Mastercard debit cards include ANZ, ASB, BNZ, Kiwibank and Westpac.

Maestro

Maestro is a debit card brand owned by Mastercard that was adopted by some of New Zealand’s most significant banks years ago. However, HSBC and other corporations have shifted to Visa cards instead, which has caused many others to switch from Maestro as well; thus making it less prevalent in NZ today. Nevertheless, its use is still accepted when you pay for services on casino sites.

American Express

With American Express, you can access exclusive benefits and rewards explicitly tailored for you. From personalised bonuses to loyalty points, the world’s most popular credit card provider brings countless advantages right at your fingertips.

Payments using Online Banking

There are many options if you would like to make a direct casino deposit directly from your bank account. However, when selecting online casino banking, you will be redirected to an affiliated platform associated with the casino, such as Poli for Australian casinos – arguably one of Australia’s most trusted and reliable systems. Fortunately, when utilizing this approach, there is no need to worry about currency conversion since NZD and AUD casinos support playing in those respective currencies.

  1. Online banking is the fastest way to access your bank account funds. It provides a secure and effortless method for transferring money, and most systems offer an instantaneous transfer of funds from your casino account! While you may have to wait a few days for withdrawals, the convenience of depositing with online banking is unmatched.
  2. You can make online casino payments with the best financial provider that suits your needs by leveraging a comprehensive selection of local and international payment methods. Whether it is an Australian or New Zealand institution – like ANZ, Westpac, BNZ or HSBC – utilizing their respective online banking platforms for effortless deposits is at your fingertips.
  3. Are you a high-roller looking for fast and secure bank transfers? This payment method provides some of the highest deposit limits available, perfect for those who enjoy making large deposits. Withdrawal limits are also incredibly generous, though there may be higher minimum withdrawal thresholds than other methods if speed is what you are after.

Western Union

A wire transfer is a perfect solution to send funds overseas. Western Union is the top choice for money transfers; it even has branches in New Zealand. However, if you want speed and convenience when playing online casino games in New Zealand, opt for deposit methods such as debit cards or e-wallets instead of relying solely on Western Union’s time-consuming process.

Payments in Cryptocurrency

Cryptocurrency has opened up a world of possibilities, where you can now purchase cars, holidays, art and even luxurious yachts. In addition, several online casinos have already jumped on board the crypto train for fast withdrawals – mainly “offshore” sites based in Central America and the Caribbean focused on US players. With cryptocurrency payments cutting out any middleman action, it is no wonder why this method is becoming increasingly popular.

With cryptocurrency becoming increasingly popular, licensed casinos in New Zealand anticipate offering it soon. Bitcoin is the most prominent digital asset on the market at about 40% of total crypto capitalization; however, various gambling sites also accept Litecoin or Bitcoin Cash for speedier transactions. Ether, Monero, Dash and Tether are other options some casinos accept. Of these coins, Tether stands out due to its “stablecoins” status, which renders it resilient against large-scale price swings, unlike its counterparts.

  1. Without question, one of the greatest draws to Bitcoin and other cryptocurrencies is their pledge of 100% anonymity. In an era where data privacy and security are top concerns, these digital coins provide users access to an utterly confidential payment option – making them especially desirable amongst gamblers. Crypto offers peace of mind, knowing that nothing they do online will ever be traced back to them.
  2. It can be challenging to find online casinos that support cryptocurrency payments in New Zealand due to the potential for fraud and other security concerns. Nevertheless, as more establishments implement higher safety protocols, a more significant number of sites are now offering this option – although you may have some difficulty locating one.
  3. While most payment methods contain fraud-protection and refund policies in the case of an unauthorized or illegitimate transaction, Bitcoin and other cryptocurrencies offer no such guarantee. If a customer deposits into an unverified site with cryptocurrency, there is no way to initiate a chargeback or request a refund. Therefore, if you are still determining the legitimacy of any potential casino sites that accept Bitcoin as payments, it may be best to utilize another method offering chargebacks to protect against fraudulent transactions.

Deposits via bank transfers

Despite its slightly outdated nature, a direct bank transfer remains a reliable and beloved method to fund an online casino account due to the high payment limits it affords. Thus, almost all internet casinos accept this transaction from your checking account into theirs.

  1. Regarding safety and reliability, a wire bank transfer is one of the leading payment options available in New Zealand casinos. Your deposits and withdrawals are safeguarded on par with important banking transactions thanks to secure encryption methods enabled by your bank and cutting-edge technology. With this payment method, you can rest assured that your funds will always remain safe and protected.
  2. If you are an avid gambler and require higher deposit limits than the other payment methods, then bank transfer payments are your go-to choice. Not only do they provide more extensive deposits, but withdrawals have also increased maximums – perfect for those needing more out of their gaming experience!
  3. Payment processing can be slow with a bank transfer. While most deposit methods provide instant casino funding, bank transfer delays this process significantly. The money may take a while to leave your account and fund into your casino wallet. Additionally, withdrawals will take longer than other deposit options when using this method as a cash-out option from the casino.

BankWire

Bank wires are a secure and efficient method of international transfer between major financial institutions. If you plan to send money to New Zealand-based casinos from abroad, you will need an International Bank Account Number (IBAN) and possibly a SWIFT code for the transaction. However, remember that bank wires are best suited for more significant transactions requiring high minimum deposits.

WireTransfer

With international payment providers like Rapid Transfer and Fast Bank Transfer, you can now transfer funds instantly from one account to another across thousands of banks worldwide. If available, many leading New Zealand online casino sites even offer instantaneous bank transfers ranging from 10 up to a colossal 50,000 or more – look for the option among the deposit and withdrawal choices.

Other casino payment methods

In New Zealand, you can use different online casino payment methods such as Sofort, Trustly, MuchBetter, AstroPay and Google Pay. Additionally, some unique payment options do not fit into the abovementioned categories; they are listed below for convenience.

casino payment

eCheck – Instadebit

An eCheck is a convenient and secure electronic payment method that uses the buyer’s bank account. It is popular in the United States, running on the ACH network. In addition, Canadians have access to Instadebit, which provides them with an efficient Interac or iDebit-like experience. Through this platform, users can swiftly transfer funds from their banks into their accounts – all at once.

Offline cash payment – PayNearMe, UKash

PayNearMe is a popular payment option in the US for online casino customers, as it allows them to pay with cash at 7-Elevens, CVS stores, Family Dollar locations and Casey’s General Store. Since 2015, UKash has been an electronic money platform that became Paysafecard.

Depositing money into an online casino

Making deposits in an online casino is straightforward and effortless. After signing up and verifying your account:

  • Go to the Cashier page of the website.
  • Click on Deposit.
  • Select which payment method you would like to use from the list available.

With a few simple steps, you will be all set.

Pick your preferred payment method, type in the amount you want to deposit, fill out your card info or enter your e-wallet address and voucher code, or pay by phone with casino details and click confirm. The money should appear promptly in your account. Remember that if you use Skrill or Neteller for this transaction, you will not get any welcome rewards or reload bonuses from us.

Withdrawing funds from an online casino

Withdrawing your winnings is a reasonably effortless procedure – click the “Withdraw” tab in the “Cashier” section. Note that there are fewer withdrawal methods than deposit methods, as payment options such as pay by phone are not available for withdrawals. Once you have selected your preferred method, enter the amount field on how much you want to withdraw and confirm your transaction! It is instantaneous and straightforward.

For some online casino sites, you may need to verify your withdrawal request via email or phone. In addition, the payment team needs to review and approve various limits and times associated with each payment method. Fortunately, debit card withdrawals and e-wallet payments usually process quickly; however, wire transfers are more lengthy – taking 7-10 business days to complete.

Commissions and limits for depositing and withdrawing funds in the online casino

To assist you in understanding the differences between each casino deposit and withdrawal method, we have created a helpful chart below. Although every casino site varies regarding accepted payment methods to fund your account and their minimum and maximum deposits allowed, we have presented New Zealand-licensed casinos’ most common banking options. Please remember this information when selecting suitable payment solutions for your gaming needs.

Examining the advantages and disadvantages of every casino payment method will help you make an informed decision. For example, one significant benefit of using an e-wallet is its fast withdrawal process. However, transferring funds from your e-wallet account to a bank account adds another step.

#MethodFeeAvg Deposit TimeAvg Withdrawal TimeMin TransactionMax Transaction
1VisaFreeInstant1-5 DaysNZ$5NZ$20,000
2MastercardFreeInstant1-5 DaysNZ$5NZ$20,000
3MaestroFreeInstant1-5 DaysNZ$5NZ$20,000
4Apple PayFreeInstant1-5 DaysNZ$5NZ$5000
5Google PayFreeInstant1-5 DaysNZ$5NZ$5000
6PayPalFreeInstantWithin 24 HoursNZ$10NZ$5500
7NetellerFreeInstantWithin 24 HoursNZ$10NZ$5000
8SkrillFreeInstantWithin 24 HoursNZ$10NZ$5000
9PaysafecardFreeInstantWithin 24 HoursNZ$5NZ$779
10EcoPayzFreeInstantWithin 24 HoursNZ$5NZ$5000
11Bank WireFree2-10 Days5-28 DaysNZ$100NZ$50,000

Security of payment methods in online casinos

All casino payment methods listed on this page are safe and secure options. Of course, debit cards and bank transfers provide optimum safety. However, services such as PayPal, Skrill, Neteller, Payforit and Boku contain formidable security measures allowing worry-free transactions. In addition to these exceptional safeguards, we only recommend trusted online casinos with fully licensed teams working around the clock to protect players’ sensitive information behind robust encryption software algorithms. So rest assured, you can send money to and from any of these sites without fear.

Online casino account verification and KYC procedure

Registering an online casino account might require you to present a few documents such as your passport, driver’s license, and a recent utility bill. While this process may seem tiresome and time-consuming initially, it truly serves as an advantage for users since New Zealand Gambling Commission rules and regulations regulate the casino.

The KYC (Know Your Customer) process is a requirement at all online casinos. A team of verifiers review new casino accounts every day. Assuming the data you provided is accurate, approval for your account should be quick and straightforward. However, your first withdrawal request information might need to be submitted again before processing.

When you sign up for the casino, take advantage of the option to control how much money is accessible in your account. Whether it’s a daily, weekly or monthly cap on deposits, this limitation helps manage to gamble and prevents customers from making impulsive decisions. Limits can be modified whenever necessary.

Conclusion

At montycasinos.com, you can be sure that every one of the casino payment methods is safe and secure when it comes to depositing or withdrawing funds. In addition, we partner with some of the top-notch casino operators in the business – all fully licensed and closely monitored by The FSA for full transparency. So rest assured: your gaming experience here will always be up to par.

Consequently, whichever payment option you decide when subscribing to a casino account presented on montycasinos.com guarantees that your funds will come from legitimate sources. Additionally, withdrawals must be made through the same method as the deposit to ensure no illicit activity occurs with money laundering.

FAQ

Do I need to use the same payment method when depositing and withdrawing funds?

Regarding deposits and withdrawals, you must usually utilize the same payment method. This is a common practice meant to impede money laundering. However, specific deposit options can be unusable for cashing out at casinos – in such scenarios, various other online casino withdrawal methods are available for your convenience.

What is the most secure way to pay?

A debit card is one of the safest options when choosing an online casino payment method. Visa has strong security protocols that have been tested and proven exceptionally reliable with their data centres in London, Singapore, Colorado and Virginia. As for other methods, such as phone payments or e-wallets like PayPal, these are equally safe and secure for your transactions.

What is the swiftest payment method available?

Carrying out deposits with a debit card is often the fastest way, yet most online casino payment methods guarantee instant transactions. Withdrawals can be completed quicker using an e-wallet like Skrill or Neteller; some casinos may pay out immediately to your banking account.

Are there any withdrawal limits that I should be aware of?

Depending on the casino, there are varying withdrawal limits. Furthermore, payment providers set their upper bounds regarding each transaction so that you can expect different maximum payouts depending upon your selection of deposit method. Wire transfers are usually ideal for large withdrawals, but it is not the fastest withdrawal alternative that online casinos offer.

Can I monitor my deposits and withdrawals when playing at online casinos?

Your money should arrive almost immediately or in just a few minutes. Withdrawals are another story; although you cannot track them precisely, you can always contact customer service and ask if they have been processed. Moreover, check out their payment timeline to know when it should come through – without fail.

With so many payment options, why are New Zealanders limited in their choices?

Due to the vast array of countries where online casino sites operate, their payment page generally only showcases payment options accessible to all customers. Thus, those from New Zealand may need to be made aware of choices such as Pay4Fun, Todito or Interac due to their limited availability across different markets.

How rapidly can I be verified when signing up at an online casino?

If you are looking for the swiftest withdrawal online casino sites in New Zealand, MontyCasinos.com has covered it! They have a comprehensive list of casinos that are quick to finish KYC procedures and payment requests – as well as those that tend to drag their feet. So get your money faster by checking out this helpful guide now.

How much time should I anticipate for my online casino winnings to be available?

Most reputable sites approve requests within 24 hours or less, though processing times may vary depending on your chosen payment method. Withdrawal speed then directly follows the confirmed request – so you can expect to access your winnings quickly.

Are there any charges incurred when I deposit and withdraw at online casinos?

Making deposits at online casinos should not come with a price tag. If you are being charged, it is time to find another casino. Generally speaking, withdrawals should also be free of charge; however, some may carry payment provider fees like PayPal and Neteller do – so these must be considered in due course too.

Does the size of a withdrawal influence its processing speed?

Regardless of the quantity withdrawn, your funds should be processed promptly. However, if you are withdrawing a considerable amount, we recommend that you reach out to our customer service team for further guidance on the best course of action.

Author

  • Henry Temple

    Henry Temple, the revered editor at MontyCasinos.com in New Zealand, has become a notable figure in New Zealand’s gambling landscape since his inception in 2022. With a particular interest in online casinos and sports betting, Temple has crafted a reputable position in the industry.

arrow