Credit Card Casinos New Zealand – Guide on using Credit Cards
One of the easiest ways to transact at an online casino is using a debit or credit card. You will not need additional services like a web wallet, which is faster than depositing funds to an e-wallet. This method is fast, secure, and accepted everywhere, including offline venues, online shops, and gambling sites.
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NZ$1600 deposit bonus |
1500+ |
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100% up to $2000 + 150 FS |
2300+ |
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NZ$2500 + 500 FS |
1900+ |
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NZ$5000 + 300 FS |
1800+ |
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NZ$1000 deposit bonus |
1550+ |
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The following guideline introduces New Zealand players to various topics related to online casinos and credit cards, such as the history of companies like Visa and Amex, transaction fees, and trusted online casinos that accept credit cards. Additionally, the guide provides instructions on depositing and withdrawing funds and quickly choosing the best credit card-friendly casino. Finally, it emphasizes that selecting the appropriate online casino payment method is crucial for an exceptional gaming experience.
Table of Content
Using a Credit Card at New Zealand Online Casinos
In order to make a payment to an online casino, you will need to have your card, OTP method, and personal information ready. At the casino, select the payment method according to your card type (Visa, MasterCard, American Express). This will lead you to a new page where you will be asked to provide your details, including your full name, card number, CVC or CCV number (which can be found on the back of your card), and physical address.
After you complete all the required information, the following page will display your deposit amount, preferred currency, and any available promotional bonuses. Your account’s minimum and maximum deposit values are found on the casino’s banking page. New Zealand online casinos typically require a minimum deposit of NZ$10 or NZ$20, although some may accept NZ$10. Always choose NZ$ instead of USD$ or other currencies to avoid currency exchange fees when depositing.
Sometimes online casinos charge extra depending on the payment value and currency differences. However, if you are depositing New Zealand Dollars in the same currency at the casino, you can expect meagre fees in rare cases.
After verifying the accuracy of the details, a security page with OTP will appear on your screen to complete the transaction. You need to enter the correct code. Otherwise, the payment will be declined, and you will receive a new code. Once the transaction is successful, the funds will be instantly available in your account. Some casinos may require you to refresh the page before updating the values.
Credit card options
As previously mentioned, credit cards are a popular and trustworthy payment method. Three of the most widely used credit card brands among online casino players worldwide are Visa, MasterCard, and Amex. These credit cards are also commonly used in Kiwi online casinos. Each brand provides a high level of security, multiple banking options, round-the-clock customer support, and fast deposits and payouts. Comparing these options can be done online.
- Visa Card
- MasterCard
- American Express
- Discover
Visa Card
This card provider was established in 1958 and has become the top company in the industry. It has issued more than 1.1 billion credit cards worldwide, rapidly increasing. In addition, Visa is dedicated to developing advanced products such as Visa Contactless, which enables online gambling transactions without needing physical swipes.
The mobile app Visa enables credit card transactions through QR codes and Visa Checkout, a software that enables you to make online purchases without sharing sensitive information with the merchant. You can log in using only your password and username.
MasterCard
This company offers credit cards with great benefits for New Zealand gamblers. There are four tiers with rewards such as zero liability protection, ID theft prevention, ShopRunner membership, priceless golf, hotel stay guarantee, airport concierge, and cellphone protection. The final list of benefits depends on the bank that issued the Mastercard. To ensure you receive Mastercard benefits, read the terms in advance.
American Express
American Express, established in 1850, has nearly 64,000 employees globally and is one of the leading revenue generators in the financial industry. They offer various types of credit cards tailored to different needs, such as travel, cashback, no annual fees, rewards points, low interest, etc.
Applying online and tracking your activity through a dedicated app is simple with Amex. However, it is essential to note that Amex does not support online gambling for New Zealand users. As a result, some casinos may not accept this credit card as a payment method.
Discover
Discover, although the youngest on our list, is very popular and is only surpassed in popularity by Visa and Mastercard. They offer seven credit card types with perks, such as cash back on purchases and gas, 0% intro APR, unlimited miles, and more. Before applying for a credit card, check if your score is sufficient.
How to deposit at a casino with a credit card
It is easy for most New Zealand gamblers to complete online transactions as they possess either a credit or debit card. The process of depositing money in a casino using a credit card is simple and involves the following steps:
- To a credit card from your preferred bank, you can either visit the bank in person or complete the process online. Typically, the card is issued within 2-3 days.
- Read about the top New Zealand online casinos and consider the criteria provided. Afterwards, enter the required information in the designated fields to create your account.
- To proceed with your transaction, please visit the Cashier and select your preferred credit card from the list provided. Then, provide your details as requested.
- Please check the minimum requirements before selecting the amount needed for payment. You will be prompted to enter a verification code to deposit the funds.
Many online casinos offer instant deposit options enabling New Zealand players to start gambling immediately. However, it is important to note that understanding the fundamentals of budgeting is essential before playing at a credit card casino. In addition, managing your funds is crucial for safe and responsible gambling.
How to withdraw winnings with a credit card
Many online casinos in NZ allow you to withdraw your winnings using the same method you used for depositing. For example, withdrawing your winnings is simple if you use a credit card to add funds to your account because all your information is already on file. The process for withdrawing money using a credit card is as follows:
- To withdraw, please go to the Cashier and select Credit Card.
- Choose your desired payment method and specify the amount you wish to pay. Please note the withdrawal restrictions.
- If you are asked to verify the transaction, please do so and then wait for up to 5 working days for your money to arrive.
Most online casinos that accept credit card payments require New Zealand players to complete KYC procedures before they can withdraw winnings for the first time. This involves verifying your identity by submitting a copy of your driver’s license, identity document or utility bill to the customer support team. Verification is a one-time process designed to ensure that you are the registered player and not using someone else’s documents to gamble.
Deposit fees
Generally, New Zealand online casino players are not required to pay extra fees when depositing a credit card. However, it is essential to note that currency conversion fees may apply if playing with a different currency than NZD. In addition, an interest fee may be charged for using borrowed money via a credit card. Some banks may also charge a withdrawal fee of around 1-2%, but most online casinos in New Zealand do not have any additional charges.
Average withdrawal time
Selecting an online casino that allows credit card payments have various benefits, but the withdrawal process may take longer. Like other conventional payment methods, credit card transactions usually take 3-5 business days to process and transfer the funds to you. While it is faster than receiving a cheque or transferring money directly, it is slower than e-wallets and cryptocurrencies.
Security and protection of payments
New Zealand online casinos that allow credit card payments are highly trustworthy thanks to their top-notch encryption and two-factor authentication via email or SMS. To ensure the utmost security of your personal information, a unique code must be entered for every transaction. This significantly reduces the risk of fraud or other unlawful activities involving your data.
Modern credit cards such as Visa, Mastercard, and Maestro provide enhanced security features, including the ability to use Face ID, allowing users to log in to their bank accounts using only a photo of their face or a fingerprint.
Advantages of casino deposits with a credit card
Specific features such as transaction time, payouts, fees, deposit and withdrawal limits, and variable currency options are crucial when deciding on a credit card deposit option. Let us start by discussing the advantages of credit card deposits currently available.
Instant Transactions
In order to discuss the transaction time for a card deposit, it is essential to consider the specific bank associated with the card being used. If you have yet to find a bank that meets your requirements for depositing funds to an online casino using your credit card, this is a critical factor that can help speed up the process.
One of the most important things for online casino players is the speed of transactions like adding funds. They want to be unrestricted by time and prefer quick credit card payments. Unfortunately, the longer they wait, the more they could lose.
Small Fees
Typically, there should not be an extra charge for depositing or withdrawing funds, but this may differ depending on the credit card issuing bank. Therefore, it is essential to carefully review the credit card agreement and sign it with the bank to understand any potential fees. It is important to note that using your credit card for real money at online casinos is possible. However, certain banks may charge extra fees without notifying you, so you should be cautious.
High deposit and withdrawal limits
Online casinos in NZ need to allow users to deposit and withdraw any money during online gambling. Along with good payout online slots, these casinos strive to offer a range of options for users to deposit or withdraw money as they wish. A reliable online casino that accepts credit cards does not set limits on virtual money to enable gamers the freedom to make various transactions.
Multicurrency accounts
It may be challenging to comprehend the number of gamblers worldwide, all hailing from countries with unique currencies and languages. For their convenience and enjoyment, New Zealand dollar casinos offer numerous options.
Making payments through AUD at online casinos is possible, and the fees will be calculated accordingly. Most online gambling brands provide more than 50 currency options for players. You can select your preferred currency while filling out your payment information.
Disadvantages of casino payments with credit cards
We do not blindly accept any casino on our website. Instead, we thoroughly evaluate every aspect, even the negative ones, and make them transparent. This way, you are aware of any potential downsides before playing casino games with a credit card.
Output time takes a certain amount of time
A quick casino withdrawal process would involve receiving your payout in just a few hours. However, most credit card casinos cannot provide such speedy service. Payouts usually take up to 7 business days to process and reach customers.
Security of customers personal information
Various security measures are in place to safeguard user’s personal information. These include strong password encryption, two-factor authentication involving a laptop and a mobile phone, and confirmation emails and receipts sent to the user’s email inbox.
Despite their use of protection measures, there is no guarantee that your information will be kept from being leaked when using credit cards at online casinos in New Zealand. To stay safe, it is crucial to be cautious and never reveal your passwords or card number to anyone else. Additionally, do not save your card information in the system if you use someone else’s laptop.
How do we rate gambling sites with credit card deposits?
Rating casinos can be both beneficial and challenging. On the one hand, it enables us to evaluate gambling platforms thoroughly, but on the other hand, we must make sure that our recommendations are suitable for our readers. We take this responsibility very seriously and follow rigorous criteria when ranking online casinos that accept credit cards.
Security of credit card payments
As a reliable casino operator, all casino sites must prioritize player safety. This includes using top-notch transaction providers and implementing measures to safeguard customer information and privacy. Given the sensitive nature of this information, anything less than the highest standards will not do.
No additional transaction fees
Online casinos should not have to impose credit card transaction fees on customers, even though some payment providers may do so. Therefore, we collaborate with gambling platforms that do not require players to pay extra fees when using credit card deposits.
Low minimum deposits to start playing
Online casinos that accept credit cards as a payment method offer more banking options for players. This allows new customers to start gambling online without a minimum deposit. Adding a small amount of funds to begin playing can be very beneficial and cost-effective. Overall, we approve of this wallet-friendly option.
Conclusion
Using credit cards to gamble online is easy, convenient, and cost-effective. Since most people already have credit cards, applying for a new one for online casinos is unnecessary. Additionally, you can deposit now and pay off the balance at the end of the month, which provides flexibility.
This guide covers credit cards with excellent security measures and policies, so you can rest easy knowing your sensitive information is protected. Using credit cards for gambling can be a good choice, but it is essential for compulsive players in New Zealand and those who struggle with budgeting to use them carefully.
FAQ
Are online casinos a safe place to use credit cards?
Credit cards nowadays are highly secure due to their use of advanced technology and encrypted databases. However, it is equally important to select a trustworthy online casino.
How to deposit at a casino with a credit card?
To start gambling, you must open a credit card and casino account. Once you have done that, go to the Cashier section and enter the amount you wish to deposit. Instant deposits are now available, so you can start playing immediately. This process works with all credit cards.
Which online casinos accept credit cards?
Cardholders will not have a lack of options as this payment method is widely used. You can find brands based on the mentioned criteria, choose from the list provided or do further research on Montycasinos to explore hundreds of other options.
Can you suggest which cards are best for use in gambling?
We suggest using Visa, Mastercard, American Express or Discover when choosing a credit card. These companies have reasonable fees, secure systems, and an excellent global reputation. The list of credit cards is extensive, but it is best to stick with the established and dependable ones.
Are there any extra transaction fees?
You can deposit money into an online casino for free, but when you withdraw your winnings, your bank may charge you a commission. The payout request will specify the commission percentage, so you will know exactly how much it is. In addition, certain online casinos sometimes charge a fixed fee for withdrawals.
What are the main benefits of credit cards?
Credit cards have several benefits. Firstly, they have a proven track record of reliability. Secondly, they are accepted by numerous online casinos worldwide, including those in New Zealand. Lastly, they provide exceptional data protection and encryption capabilities.
What card information do I need to provide when using this deposit option?
New Zealand players can transfer funds by following two steps. First, they should enter their credit card numbers and password. Second, they need to enter a one-time security code that will be sent to their phone through mobile banking or SMS to complete the transaction.
What criteria should I use to select a credit card casino that is reliable and trustworthy?
Selecting a reliable brand can be a challenging task. However, Montycasinos is here to assist you. We have compiled a list of factors we consider while drafting our online reviews, along with the top available credit card casinos. Additionally, our website features several tutorials and a catalogue of established and trustworthy service providers.
